Chase Sapphire Preferred 75,000 Points

This is one of the best Beginner Cards. This is because Chase has some great transfer partners and you can get some great value out of them and this card has a very attractive annual fee of $95.

Chase has changed the value you get in-portal for the points, but transferring out will still get you great value

This card is great for those who want a simple, high-earning card.

This card is favored by many because of the 18 different transfer partners Capital One has AND the 2x points earned on every purchase

This card has been a fan favorite as a premium credit card because of it's simplicity and low price

Annual Fee: $395, but this comes with lounge access and you earn 2x points on everything!

*ENDS NOVEMBER 5*

You'll earn 125,000 Marriott Bonvoy® points + a 50,000 Point certificate after spending $3,000 in 3 Months. 

Keep in mind: the 50,000 point certificate can be topped off with up to 15,000 Marriott Points

*ENDS NOVEMBER 5*

 Earn 75,000 Marriott Bonvoy® points after you use your new Card to make $6,000 in eligible purchases and an extra 50,000 bonus points after you make an additional $3,000 in eligible purchases within the first 6 months of Card Membership